PRIVACY POLICY

Effective Date: December 23, 2024
Last Updated: June 2, 2025

  1. INTRODUCTION

Thank you for visiting www.insbenefitsplaza.com (“we,” “us,” or “our”). We are committed to protecting your personal privacy. This Privacy Policy (“Policy”) details how we collect, use, disclose, and protect your personal information when you access or use our services, including our websites, applications, communications, and other interactions (collectively, the “Services”).

This Policy applies to all personal information collected through the Services and other means described herein, except as otherwise noted.

  1. SCOPE & EXCLUSIONS

This Policy does not apply to:

  • Contractor, employee, or job applicant data, which is subject to separate privacy notices.
  • Business-to-business contacts interacting in a commercial context.
  • Protected Health Information (PHI) governed by the Health Insurance Portability and Accountability Act (“HIPAA”). For such information, please refer to your health insurance provider’s privacy policy.
  1. UPDATES TO THIS POLICY

We may update this Policy from time to time. If we make material changes, we will notify you as required by law. Your continued use of the Services indicates your consent to the revised Policy.

  1. SOURCES OF PERSONAL INFORMATION

We collect information:

  • Directly from you when you interact with our Services.
  • Automatically from your use of our Services (e.g., IP address, device type).
  • From public sources.
  • From third parties (e.g., insurance companies, affiliates, advertising partners, and data brokers).
  1. TYPES OF PERSONAL INFORMATION COLLECTED

We may collect:

  • Identifiers (name, address, email, phone, SSN, driver’s license, etc.)
  • Account and payment information.
  • Demographics and health-related data (age, gender, disability, race, military status, etc.)
  • Preferences and interactions.
  • Internet activity (IP address, browsing, interactions).
  • Geolocation data.
  • Audio/visual/chat recordings.
  • Employment or professional data.
  • Inferences used to personalize experiences.
  1. USE OF PERSONAL INFORMATION

We may use personal information:

  • To process transactions and respond to inquiries.
  • For internal business operations, audits, and improvements.
  • For legal and security purposes.
  • In de-identified, aggregated form.
  • For our or third-party marketing.
  • For other purposes disclosed at the time of collection or with your consent.
  1. DISCLOSURE OF PERSONAL INFORMATION

We may share information with:

  • Our affiliates, subsidiaries, and related entities.
  • Insurance carriers, brokers, government exchanges, and administrators.
  • Service providers (hosting, analytics, payment processing, marketing).
  • Business partners and co-marketing collaborators.
  • Legal authorities when required by law.
  • Buyers in connection with corporate transactions.
  • Referring or affiliated organizations.
  • Others, with your consent.

We may also share de-identified or aggregated information with third parties.

  1. COOKIES & TRACKING TECHNOLOGIES

We and authorized third parties use cookies, pixels, tags, scripts, and similar technologies to:

  • Personalize user experiences.
  • Analyze traffic and interactions.
  • Support security and fraud prevention.
  • Serve targeted ads and improve marketing.

You may manage cookies through browser settings. Visit our Cookie Policy to manage interest-based advertising preferences.

  1. SECURITY

We use reasonable administrative, technical, and physical safeguards to protect your personal information. However, no security method is infallible.

  • CHILDREN’S PRIVACY

Our Services are not directed to children under 16. We do not knowingly collect personal information from children under 16. If you believe we have, contact us at privacy@insbenefitsplaza.com.

  • THIRD-PARTY LINKS

Our Services may link to third-party websites or services. We are not responsible for their privacy practices. Review their privacy policies.

  • YOUR RIGHTS & CHOICES

You may have the right to:

  • Access, update, or delete your personal information.
  • Opt out of marketing communications.
  • Manage cookie preferences.

To exercise these rights, contact us at privacy@insbenefitsplaza.com.

  • CALIFORNIA PRIVACY RIGHTS (CCPA)

If you are a California resident, you have the right to:

  • Know what categories and specific personal information we collect and share.
  • Request deletion of your personal information.
  • Correct inaccurate information.
  • Opt out of the sale/sharing of personal information.
  • Not be discriminated against for exercising these rights.

To submit a request, contact us at privacy@insbenefitsplaza.com. You may designate an authorized agent. We may verify your identity before processing requests.

We do not sell or share personal information of minors under age 16.

  • CONTACT US

If you have any questions about this Policy, contact us at:

ATTN: InsBenefitsPlaza – Privacy Department
7901 4th St N #27339
St. Petersburg, FL 33702
privacy@insbenefitsplaza.com
727-261-2161

  • TERMS OF SERVICE

Use of our Services is subject to our Terms of Service.

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